MPoweringBenefits.com

 Kenneth Richards

Healthcare Advisor

                 (470) 205-0808  

                 ken@richardsagency.com

                 https://Richardsagency.MyMPB.com

Welcome to MPowering Benefits!

Quality Healthcare that is Affordable, Flexible and Effective

With the rising costs of health insurance, Americans are looking for a cost-effective and efficient way to provide financially for the medical needs of their family. We are dedicated to helping our members regain control of their healthcare and healthcare related costs. Through an innovative layering of tools and technologies, we are able to help our members find the best care for the best price. 

 Lanhee Chen, at the Hoover Institution, explains: Why is health insurance so complicated, while car insurance and life insurance are so simple? Can health insurance be more like, well, insurance?

WE PROVIDE A PERSONALIZED HEALTHY CARE STRATEGY

Who said insurance is the only way to deal with medical costs? That’s where Sedera Health comes in. Together, we are building a new kind of community, one centered on healthy living and sharing the cost of medical care.

Listen to this audio for a complete overview, 
this answers the most commonly asked questions:

Self-directed healthcare

starter:
$
124
Designed for our healthiest Members who are living a “Lifestyle” of nutritious eating and regular exercise.




  • choose any Doctor or Facility any time
  • No Network just tell the provider that you are Self-Pay Patient  would like their "Best Cash Price" & receive a 30-70%+ discount
  • Should your “Need” (i.e. a large medical expense) be more than the Initial Unshared Amount you selected; Medical Cost Sharing will share the full amount at 100%
  • Concierge Services
Partially self-directed healthcare

Starter:
$
190
Designed for Members who are living a Healthy Lifestyle, and want to be in compliance with the Affordable Care Act by adding a minimum essential coverage network for preventive services. 
 

  • Limits Financial Risk for Small & Large Medical Needs
  • Protection for Emergency & Non-Emergency Care
  • $0 ACA Compliant Annual Wellness Visit In-Network. Open Network for All Other Non-Wellness Doctor Visits
  • $0 Fee for Telemedicine Doctor 24/7/365
  • 3 Free Mental Health Counseling services (Phone/Video Chat)
  • Discounted Medications
  • Health Savings Account (HSA) Compliant
  • Concierge Services
  • Works Domestically & Internationally
  • Available Year Round
  • Available Nationwide    (Excluding VT, AK, WA) 
direct primary healthcare

Starter:
$
116
Best for Members managing chronic conditions, who see doctor 2+ Times per Year, that want relationship & easy access to local Direct Primary Care Doctor, wants help accessing highest quality services at the best prices.
  • Limits Financial Risk for Small and Large Medical Needs 
  • Protection for Emergency & Non-Emergency Care 
  • $0 Annual Wellness Visit Conducted by Chosen Direct Primary Care Doctor (DPC). 
  • Other Doctor Visits Directed by DPC for Best Service and Rates. 
  • $0 Office Visit Fee - Virtual Primary Care, In-Person Primary Care, Basic Urgent Care Directed by Chosen DPC
  • Separate Monthly Membership Fee Dictated by Chosen DPC 
  • $0 Fee to Direct Primary Care Doctor (DPC) 24/7/365 
  • 3 Free Mental Health Counseling Services Phone/Video Chat 
  • Discounted Medications 
  • Health Matching Account (HMA) Compatible 
  • Concierge Services 
  • Works Domestically & Internationally 
  • Available Year Round
  • Available Nationwide    (Excluding VT, AK, WA) 
vIRTUAL pRIMARY healthcare

Starter:
$
221
Best for Members Managing Chronic Conditions, who see doctor 2+ Times per Year, who want a plan that will handle everything. 



  • Limits Financial Risk for Small and Large Medical Needs 
  • Protection for Emergency & Non-Emergency Care 
  • $0 ACA Compliant Annual Wellness Visit Open Network. Open Network for All Other Non-Wellness Doctor Visits  
  • $0 Office Visit Fee - Unlimited Virtual Primary Care & In-Person Primary Care 
  • $0 Office Visit Fee - Chiropractic Care (12 Max) 
  • $0 Fee for Telemedicine Doctor 24/7/365
  • 3 Free Mental Health Counseling Services Phone/Video Chat 
  • Discounted Medications
  • Health Matching Account (HMA) Compatible 
  • Concierge Services 
  • Works Domestically & Internationally 
  • Available Year Round
  • Available Nationwide    (Excluding VT, AK, WA) 
  • 24/7/365 Medical Phone Support in English & Spanish
Follow • Share • Comment
MPowering Benefits © All Rights Reserved